3 Mark Financial, Inc.

March 9, 2024

Several considerations may lead a foreign national to explore acquiring life insurance from a U.S.-based provider:

Capacity, Cost, and Diversity of Holdings

• On average, the amount of insurance that an individual can purchase (capacity) is greater coming from a U.S.-based carrier.
• Insurance premium cost is also generally less than insurers domiciled in other countries. 
• Diversifying holdings in the form of tax-advantaged cash values in a life insurance policy.

Financial Strength and Stability

Other factors could include financial strength and stability of the life insurance company and the products they offer. National Life Group has demonstrated financial strength over time; and offers a menu of permanent life insurance products — one in particular is ideally suited for your foreign national business. 

Get answers to all of your foreign national questions by exploring 3 Mark's exclusive Foreign National Playbook. Discover a variety of valuable resources, ranging from comprehensive insights to a curated selection of materials from leading carriers in the foreign national market. Dive into our Carrier Guidelines at-a-glance for quick reference; and much more!.

3 Mark Financial has the knowledge and expertise to manage your foreign national business, from carrier and product selection; to underwriting and case placement. We have strong relationships with all the major carriers in the foreign national market, and we can help you provide your clients with tax-efficient strategies and benefits that pay in U.S. dollars.