Fewer than 20% of Americans ages 60-69 will retire with a pension, according to a recent white paper authored by Michael Finke, Ph.D., in conjunction with American Equity.**

That means a majority of Americans could find themselves facing a mismatch between their projected retirement spending needs and their guaranteed income in retirement.

**Source: Funding Reliable Spending Through Retirement Income, 2022

Use this Retirement Income Gaps Worksheet to help your clients determine if they are facing a gap between spending needs and guaranteed income, and discuss whether IncomeShield fixed index annuity might be the right option. 

For annuity information or illustrations contact Beau Blouin with 3 Mark Annuity Marketing at 281-269-2371 or by email at beau.blouin@3mark.com.