*Subject to a 10-year vesting schedule.
**5% bonus is available on the Income Outlook Plus 5 Withdrawal Benefit Rider and is subject to a vesting schedule for annuitization or surrender and is fully vested for Guaranteed Lifetime Withdrawals or death benefit. The NWL® Income Outlook Plus 5 NH WBR (01-3164-16 and state variations) is not available in all states. See rider for qualifications and requirements.
***Minimum Roll-up rate is 1.00%. Interest rate current as of March 27, 2020. Annuity Date is 22 years after the Policy Date and cannot be changed. Certain limitations and exclusions apply. Product not approved in all states. See policy for complete information and details.
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