3 Mark Financial, Inc.

August 25, 2021

Symetra SwiftTerm: One easy process, three paths to success

Symetra’s SwiftTerm is affordable term life insurance protection that’s fast, easy, and online. Clients aged 20-60 can choose from terms of 10, 15, 20 and 30 years and get coverage in as little as 25 minutes with no tele-interview.  For coverage needs up to $2 million with competitive premium cost, check out SwiftTerm.
 
The Return of Split-Dollar Life Insurance Plans

High-quality employees provide a competitive edge that can help take a business to the next level and a split-dollar life insurance arrangement can help your clients attract and retain their industry’s top talent.  Our complete set of split-dollar marketing tools can help boost your knowledge about these plans  Learn more.
 
Symetra IUL customer portal

We’re excited to announce that we’ve further enhanced the portal by adding in-force policy details for our indexed universal life (IUL) products.  Review our Digital Experience flyer.

Discover the Benefits of Our Survivorship IUL

Our SIUL features the flexibility and versatility to meet a variety of planning challenges, including wealth transfer, charitable gifts, and business succession. This policy provides Death Benefit coverage for two people — you and your spouse or business partner — paying a Death Benefit at the second death and is generally less expensive than two separate policies. Learn More.
 
Innovative Technology

When it comes to the latest technology, we have a single focus: to develop solutions that make doing business with Columbus Life faster and easier. Our CLIC Mobile App and online agent portal keep you connected to Columbus Life, no matter where you are. Learn More.

Life Insurance Under IRS Code Section 7702

Join Stephen Alloy and Joe Kenny as they discuss the 7702 changes and the industry impacts in the latest Advanced Markets podcast. Listen now.
 
Offer Protection This School Year

It's back-to-school season which is a great time to talk to your clients about protecting their kids with Children's Whole Life Insurance. Read more.

Repricing for PruLife SVUL Protector

Effective August 16, 2021, SVUL Protector premiums will increase. Learn more.
 
Large Case Review Process Will Return

Effective August 16, 2021, we will begin to review larger premium policies on an exception basis. For more information, please review the document and/or reach out to your wholesaler.
 
Did you know … the U.S. has 12 million women-owned businesses?

The opportunity is BIG. The first step is small. A conversation is the first step to working with this impressive group of women. The Women’s eBook is your personal playbook and features conversation starters, event guides, discussion group guides, and sales ideas.

We love New York!

As other carriers discontinue doing business in New York, we'd like to take this opportunity to let you know that we remain committed to providing great products and friendly service to our William Penn BGA's and advisors. See details.

LIAM will be here before you know it

Visit North American’s blog for a variety of posts to help spread the word about the importance of having proper life insurance protection. And stay on the lookout for even more Life Insurance Awareness Month (LIAM) materials over the next few weeks.
 
Truly address your client’s real-life needs

Clients face a lot of financial demands and it’s not always easy to tell where money can make the most impact. Enter, life insurance. Builder Plus IUL® 3 is designed to address your client’s real-life needs of today and tomorrow. Help your clients own their future with Builder Plus IUL® 3 (site not for use in Nevada or California).
 
Retirement wasn’t created to worry about

See how life insurance does more than just provide death benefit protection. You can help clients stop worrying about retirement and start looking forward to it. Get started with new retirement sales concept materials from North American.

Training and On Demand videos at your fingertips

Need a refresher on training, eApp or would you like to see a webinar on one of our products? We have multiple training videos that can help you on your own time. Check out our videos.

Sales Strategies

VUL Defender delivers flexibility for life’s ifs. Check out the sales strategy.

Eclipse Survivor lets clients spend their retirement dollars. See the client-approved case study.

Social Media Made Easy

Build your credibility and strengthen your online presence with frequent, thought-provoking posts. We’ve made it as easy as 1-2-3 to get started with this social media content kit. Copy, paste, and get networking!
 
Did You Catch the Latest Field News Monthly?

PL Promise’s Field News Monthly is an eNewsletter full of trending topics and helpful tools that you can use now! August’s edition focuses on the importance of choosing a life insurance carrier that’s here for you and your clients today and in the years to come. Read the newsletter.
 
Framing Your Legacy

The estate tax planning environment has changed radically over the past few years. There’s no better time for clients to consider their estate and life insurance planning. Our brochure highlights various estate planning techniques that may be advantageous for clients. Check out the brochure.

Information on The Merger

American National and Brookfield Asset Management Reinsurance Partners Ltd. have entered into a definitive merger agreement. Learn more about this exciting news.
 
Our Signature Products

From pure protection to accumulation, American National has the life insurance product for you. See our full lineup of Signature products.

Overview Of John Hancock’s Life Insurance Riders

Use our new guide to get a high-level view of our riders and how they can provide additional coverage and even more value to the life insurance sale. See all the options.
 
Digital Enhancements:

Shave up to 20 days from submission to policy issue!* Hear how we are making the buying process easier for our firms, producers and clients in the latest episode of Hancock Talks. Listen now.
 
Now is the time to consider John Hancock’s VUL portfolio

With Accumulation VUL’s enhanced income potential and the all-new Protection VUL’s highly competitive age-100 guarantees, our VUL portfolio has never been stronger. Use this guide to help determine which choice would be the best fit for your clients’ situation and goals. See how it works.

More enhancements to your Index Lock Report make it even easier to use.

In June, we enhanced our Index Lock Report with the ability to sort by line of business and identify which policies and contracts have Auto Lock targets set. Now we’re adding more enhancements based on your feedback:

Financial professionals with agents in their downline now have the option to add the writing agent name and/or writing agent number to their view for sorting purposes.

Go to allianzlife.com to run an Index Lock Report.
 
We’ve got Advanced Markets Intel for you.

David Foster, senior director of Advanced Markets, has over two decades of experience in the financial industry and advanced markets. With his new ongoing LinkedIn series, Advanced Markets Intel, he’ll be keeping you up to date on the latest trends and opportunities using fixed index universal life insurance.
 
Follow David Foster and Allianz Life on LinkedIn.  Contact the Advanced Sales and Practice Platform Team at 800.800.3220.

Let the LIAM prep begin

Every September the life insurance industry comes together for Life Insurance Awareness Month (LIAM). Get ready with our updated tools and resources that can help you to start the conversation. Check out the Resources.
 

P&C Market

Property and casualty (P&C) firms often have existing clients with unfulfilled risk protection needs. Review the opportunity guide to learn about strategies for breaking into this market.

Reminder Protective has repriced out Classic Choice Term – again

Download this bulletin to see our competitive standings and transition rules for our straightforward and affordable term coverage that was repriced on August 16th.
 
Minimize Policy Expenses to Optimize Growth Potential

Guarantees can be a great thing. But when a client is focused on accumulation, the fees and conditions that come with these assurances could restrict their growth potential. Download our flyer to see how eliminating ‘guarantee fees’ helps the accumulation potential on Strategic Objectives II VUL.
 
Fund Performance to Fuel Accumulation
See how the fund lineup with Strategic Objectives II VUL can help with accumulation potential. Check out our flyer.

BlackRock index available exclusively with Lincoln

BlackRock Dynamic Allocation Index available with new Lincoln OptiBlend® fixed indexed annuity contracts on August 23, 2021! Offer investors added control to help mitigate loss and inflation while leveraging worldwide markets. Get more details.

We've Made it Simpler for You to Help Your Clients

Nobody ever says, “Make it complicated.” That’s why we provide straightforward, client-ready materials, easy-to-use tools, and products and services that are transparent and efficient. See how we can help.
 
Nationwide Economic Monthly Review

Recovery ends and expansion begins, blunted by supply chain problems and the Delta variant. The COVID-19 recession was officially the shortest on record. Read the full review.

Use the Client Intelligence Tool to Start Conversations

Did you know that National Life provides you visibility to all of your clients’ service interactions with our Contact Center or Website?  That’s Client Intelligence. With Client Intelligence, you’ll enjoy visibility to all of your clients’ interactions with National Life, receive reminders for key policy events, and uncover new sales opportunities with your existing clients.  Updates are near real-time, and you can also subscribe to receive a daily summary notification of your client’s activity, so you never miss key events. Read More.
 
NLG Q2 2021 Financials At-a-Glance

National Life Group had a record breaking first half of 2021 with over $200 million in both Life WNAP sales and core earnings. To top it off we received the recognition of our continued strong performance from rating agencies A.M. Best and Moody’s Investor Service as they upgraded our Financial Strength Ratings to A+ (Superior) and A1 (Good), respectively. Read More.

The Top 10 Reasons to Sell SBLI Flex Whole Life

SBLI Flex Whole Life insurance is a competitively designed whole life product suite that provides guaranteed premiums, coverage, and cash value growth for life with the potential to earn dividends. With a suite of products and a wide choice of riders, SBLI Flex Whole Life sets the standard for flexibility, integrity, and guarantees. Learn top 10 reasons to sell our product.

Experience Care Solutions Landing Page

Need a quick marketing tool to help engage your LTC prospect? Look no further! Share the Experience Care Solutions Landing Page so they can learn more about the importance of planning for LTC.

Long-term Care and Chronic Illness Product Comparison

The table below compares general features for products that offer benefits in the event of a chronic illness. These features are not specific to any particular product or carrier. Download the table.

It’s a $100,000 Question

How will your clients pay for long-term care services? Help drive awareness around the cost by sharing this social media post on Facebook and LinkedIn. Learn more.

Annuity Business Resource Center

Doing annuity business with us is now easier than ever! Access this website for all of our tools and resources needed for submitting, processing and managing business more efficiently and effectively.

Pandemic Impacts Retirement Mindset

According to a Fidelity 2021 State of Retirement Planning Study survey 82% of Americans say their retirement plan was negatively impacted by the pandemic. But they also say having a plan has a positive impact. You can help by sharing our easy-to-use retirement planning resources – worksheets, videos, calculator and more.  Access the resources.

Offer your clients more certainty for their legacy strategy despite RMDs.  Required Minimum Distributions (RMDs) could potentially deplete your clients’ plans for leaving money to their beneficiaries, especially if they live beyond their life expectancy. Offer them an RMD-friendly strategy – a Choice Accumulation II fixed index annuity with an optional Enhanced Death Benefit (EDB) that may lessen the effect RMDs have on their legacy plans and guarantees 7% simple growth annually or up to 15 years on their “leave behind money”.   Get your Enhanced Death Benefit Pre-Tax Playbook.

Help guide your clients to a financially secure retirement through the sale of an annuity.

With a variety of options, your client has the leeway to decide on the annuity that best suits their lifestyle and financial goals.  Check out our guide on Annuity Sales Ideas for several examples including annuity wealth transfer, split funding with annuities, and indexed annuities for high net worth individuals.

For High-Net-Worth Clients

Learn about 12 reasons why your high-net-worth clients should consider a fixed annuity.

For High-Net-Worth Clients

To help clients build lifelong income reserves and enhanced death benefit options, the EstateShield 10 has two features that work toward these retirement income needs. 25% Benefit Account Value Bonus and 150% Benefit Account Value Multiplier.  To see how these two powerful features work in tandem to build the Benefits Account Value used for income and enhanced death benefits, download our client-ready flyer.

Introducing AU+: Fast decisions for fast-paced lives

Our non-medical underwriting process is evolving and getting a new name to better meet your needs. Agile Underwriting+ (AU+) uses the same forms and processes now in place and offers a path to policy approval with no lab work, exam or APS. Learn More.
 
Value+ Protector II in a breeze

Getting life insurance protection with strong guarantees can be simple and fast. With non-medical underwriting, some protection-focused IUL clients don’t need to go through in-person exams or labs and nearly 75 percent of non-medical UW cases are approved in 5 business days or less. Satisfy your need for speed.

DI Guaranteed Issue with eEnrollment for key employees

Our Guaranteed Standard Issue (GSI) underwriting program offers employers an attractive way to provide income protection for their key employees.

• Full details
• Get started with eEnrollment

Streamlining Underwriting for Your Clients

Nationwide Intelligent Underwriting is constantly evolving to offer you and your clients a faster, more streamlined process with more competitive offers. The enhancements we’ve made will provide you with added flexibility in guiding your clients’ underwriting experience. These new features will also help ensure that each case goes through the quickest possible path to a decision. Learn more and download our updated process guide.

Go Digital with SBLI: Your End-To-End Digital Solution for Term and Whole Life

SBLI offers a unique end-to-end digital process that guarantees no in-person contact, no fluids and no exam underwriting process, no matter what! Get more details.
 
Help Your Business Move Fast…Faster…Fastest

In just three simple steps, you can get business done (and get paid) faster with our streamlined drop ticket solution. No meddlesome paperwork, no paramed scheduling, no stress. Get more details.