While retirees who are invested in the market expect years of up markets as well as down markets, one of the greatest risks they face is the timing of those markets or “sequence of return” risk. That’s because needing to make withdrawals during down markets, especially early in their retirement years, can lead to a much quicker depletion of retirement savings. Learn more about how life insurance can help your clients address sequence of return risk. Also, here’s a five-minute video that gives you additional insight on this topic. |