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Whole Life Dividends and Possible Opportunities
A significant service we can provide your clients is a review of their existing life insurance coverage. This chart shows the continued decline of dividend rates by many whole life carriers. A declining dividend means less value in the policy and more premium payments likely needed by the client.
Over the past several years we have reviewed hundreds of ‘whole life’ policies and have helped many clients obtain better coverage that was more suitable and cost effective, often including new Long Term Care benefits.
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