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Millennial, Gen Xer and Baby Boomer: Do You Know How to Handle?
AIG has a new and exciting campaign addressing the differences in the generations to help you grow your business. This program can help you improve sales effectiveness by becoming familiar with the needs and communication preferences of each generation. Learn more.
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3 Mark Financial, Inc.
10/14/2015
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Legal & General
New Client Review
Buying and selling life insurance isn't always as easy as it can be. Our new Client Review just made the process easier! This document provides a thorough guide for you to help your clients determine their needs. We've included a variety of topics including possible reasons to buy, needs analysis and types of insurance. Read more.
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Accordia Life
Sales Idea: Give Your Retirement a Bonus
Protect your family and have a flexible source of funds that you can access through tax-advantaged loans or withdrawals. Cash value life insurance is a powerful and versatile product! Learn more.
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John Hancock
Latest JHAM Radio: Winning at Life with John Hancock Vitality
Click to listen to JHAM's latest broadcast as Tom Maguire, President of Maguire Financial Group & Investment Advisor with NFP, shares his own success story with a recent John Hancock Vitality case, and discusses other opportunities for using this solution. Listen.
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Prudential
Life Events Retirement eKit
This new Life Events ekit provides an effective way to approach consumers planning for their future and thinking about retirement. These materials will help you develop a systematic approach to meeting with clients to guide them into a more effective retirement planning strategy using life insurance. View eKit.
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Nationwide
Client-Approved Video: Nationwide CareMatters
Remember: CareMatters now offers a greater cash-benefit pool and the same cash indemnity payouts. A client-approved video can help start the client conversation. Watch Video.
SUL II Offers LTC Rider, Effective Oct. 12
On October 12, Nationwide YourLife ® No-lapse Guarantee SUL II will offer a long-term care rider for up to two insureds on one policy. This affordable, flexible solution helps with LTC expenses, as well as legacy and estate planning needs, in one policy for parent/adult child, spouses and domestic/same-sex partners. Read more.
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AXA
Life Insurance as an Asset
"I want to create wealth to leave a lasting legacy." Do you have clients like this? Show them the Life Insurance As An Asset strategy. Read more.
Accelerate Your Business Insurance Sales
Funding Executive Benefit plans for small businesses can be challenging. Explore how AXA makes it easy to sell and service Executive Benefit plans like our BATL Plan (Bonus and Tax Loan Plan) using the BrightLife Grow Indexed UL product on this pre-recorded webcast, and see what other tools we have to help accelerate your business insurance sales. Learn more.
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Symetra
Using Life Insurance to Leverage Alternative Assets
There are many benefits to life insurance ownership—whether it’s by a trust or an individual. For example, consider how life insurance can help provide a financial hedge to your clients’ portfolios for assets that are earmarked for wealth transfer. With our new client brochure, you can help guide them through the benefits of owning life insurance and provide two scenarios that illustrate how leveraging alternative assets using life insurance may help maximize their wealth transfer. View brochure.
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North American
North American is Standing Strong in 2015
Watch the video by clicking here
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Principal
Principal Universal Life Provider Edge
An attractive solution for low-cost protection focus sales with the speed and convenience of Principal Accelerated Underwriting. Learn More
Accelerated Underwriting: Watch the Video
Accelerate Underwriting Checklist
Accelerated Underwriting Process Flow
Accelerated Underwriting Client Profile
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Lincoln
Leverage Idle Assets to Increase Legacies
You may have clients approaching age 70 concerned that taking required minimum distributions will increase their tax exposure. They may not need the extra income and want to minimize their tax risk. A strategy featuring life insurance can help them reduce their tax exposure and create wealth for the next generation. Clients may want to consider different strategies for utilizing surplus income from IRA distributions. Learn more.
Video: Taking Charge of LTC Costs with a Solution
Use this consumer-approved video to help you start the LTC conversation, share the costs and show how Lincoln MoneyGuard II provides flexibility to fit your clients’ needs. Watch video.
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Allianz
Small Business. Big Opportunity.
Owners of small business have assumed the risk of going it alone. And while going into business can be financially risky, with your help, going into retirement doesn’t have to be. These tools can help your small-business clients understand several retirement plans designed specifically for them.
Client Brochure
SEP Brochure
Individual 401(k) Brochure
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ASSET TRANSFER TIPS
For all annuity carriers
Transferring assets, or exchanging money via section 1035 of the tax code, may have tax consequences. Any questions regarding taxation should be referred to a qualified tax professional.
- Call the Financial Institution/Insurance Company to see what they require to transfer the money e. g. some financial institutions, like Fidelity, require a call from the client to release money, others like Northwestern Mutual require their own surrender form to accompany the 1035/transfer form from the company receiving the money.
- Attach a copy of a current policy/ account statement for the funds being transferred to the 1035/transfer document.
- Complete the 1035/transfer form carefully and completely. Be sure all necessary signatures are obtained.
- Send original transfer forms with the application to 3 Mark for processing.
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Assurity
Annuity Suitability Requirements for Georgia Producers.
Georgia recently adopted Regulation 120-2-94-.01+, Suitability in Annuity Transactions, which incorporates the NAIC's most recent model on suitability in annuity transactions. Producer training and Product-specific Training are now required.
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OneAmerican
OneAmerica Underwriting Guide
Download the OneAmerica Guide to the underwriting process for OneAmerica products. Click here
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MetLife
Get Ready for a Great Match
Many clients have life insurance policies but need more coverage. MetLife may be able to match their existing policy - whether it was issued by MetLife or another eligible carrier! Learn more.
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Symetra
New Informal Application and Quick Quote Limits on Level Term
To maintain our superior service levels and efficiently process your business, effective Oct. 15, 2015, we will only accept Informal Applications and Quick Quotes on Symetra Level Term with face amounts of $500,000 or more. Learn more.
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John Hancock
Lower Premiums on Term!
Earn high marks from clients with lower premiums on Term. And with the John Hancock Vitality Program, your clients can save even more and earn valuable rewards and discounts by simply living a healthy life. Learn more.
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Accordia
Conversion Update
Accordia Life continues to work closely with our third party administrator (TPA), Alliance-One Services, Inc. to address the outstanding concerns and follow-up activities related to the transition of policies from Athene. We would like to provide an update on the progress made since our field communication on September 1. Learn more.
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Lincoln Benefit Life
LBL Ultra Index® Closing to Term Conversions
Lincoln Benefit Life's (LBL's) Ultra Index® will no longer be available for term conversions after November 1, 2015. Learn more.
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Athene
Leaders of Olympus - Three programs with rewards Click here to learn more, including the Aruba trip.
Forethought
Fourth Quarter Sales Incentive Read More
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Lincoln Financial
Double Convention Credit for Lincoln MoneyGuard II and Lincoln LifeElements Level Term. Learn More
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Transamerica
Click here to learn more about the Transamerica Insurables-LearnEarn Campaign
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