3 Mark Financial, Inc.

6/1/2016

Protective's Life Check Up Campaign

June 8, 2016 At 3:00 PM Central

Topics covered will include:

• How to prospect for new business with your existing clients.
• Mining your filing cabinet for new business
• How to conduct a policy review
• Prospecting Letters
• A review of Protective's marketing materials

Loaded with New Features

The new Allianz Life Pro+ Fixed Index Universal Life Insurance Policy is here. More flexibility and options to help your clients get where they need to be – not just today, but through all stages of life. 

Affordable Guarantees for Life

Lifetime Foundation indexed universal life insurance offers the flexibility to meet your clients’ changing needs with an innovate combination of death benefit guarantees that keep their policies in force for life. Global Atlantic is bringing you the future of lifetime guarantees with our completely unique approach that offers more competitive minimum required premiums and additional options for potential cash value accumulation. Lifetime Foundation is a great alternative to NLG or GUL products. If you are working a case right now concerned with guarantees for life and affordable premiums you have to check out our Lifetime Foundation!

Video and more: Tax Diversification of Retirement Assets

Most people understand the benefits of diversifying investments among asset classes to help manage the risk and return of a retirement plan. But diversification can also be used to help manage the tax treatment of retirement assets—resulting in the potential for higher net income during retirement years. View flyer.  Watch video.

LincXpress Offers These Great Advantages

With LincXpress, you can save time and give your clients excellent customer service without having to manage their experience. LincXpress offers a streamlined Tele-App submission process with faster turnaround times, the opportunity to offer your clients less intrusive underwriting and faster, no-cost policy delivery. Learn more. 

Lincoln TermAccel - Designed for the Middle Market

If you have clients ages 18 to 50, who want $100,000 to $500,000 of affordable death benefit protection for 15, 20 or 30 years, they’re going to like our highly competitive prices. See how easy it is to boost your sales with Lincoln TermAccel Level Term. Read more.  

You’re Invited to Two Exclusive Webinars

Please join us to learn more about two great new advantages for your business: Lincoln TermAccell and LincXpress. Learn more.

Podcast: Tax Advantaged Solution for a Low Interest Rate Environment

As the low interest rate environment continues, your wealthy clients are looking for opportunities that are flexible and tax-advantaged. They also want to preserve their assets for the people they love. Prudential's thought leaders will demystify the Private Split Dollar strategy; how it works and why it may be an attractive option.  Listen now.

Selling Term? Consider This First

Protective Custom Choice UL offers affordable short- or long-term coverage for about the same or less annual premium than other traditional term policies-plus unique, flexible features and benefits.  Look at the facts.

Lincoln AppAdvantage - eApp Tool for Annuities

Lincoln AppAdvantage, an e-application, expedites the business submission process, increases in good order submissions, and allows for the use of e-signature. Flyer & Step-by-step guide. 

 Video: Annuity e-App

Watch this video to discover how e-App means less paperwork, quicker turnaround and faster commissions.

The Lincoln Leader for fixed annuities. Get the latest Lincoln fixed annuity updates, including details of a new marketing campaign. 

Annuity Fact Finder 

Click here for a great Annuity Fact Finder

ASSET TRANSFER TIPS 

For all annuity carriers

Transferring assets, or exchanging money via section 1035 of the tax code, may have tax consequences. Any questions regarding taxation should be referred to a qualified tax professional.

1. Call the Financial Institution/Insurance Company to see what they require to transfer the money e. g. some financial institutions, like Fidelity, require a call from the client to release money, others like Northwestern Mutual require their own surrender form to accompany the 1035/transfer form from the company receiving the money.
2. Attach a copy of a current policy/ account statement for the funds being transferred to the 1035/transfer document.
3. Complete the 1035/transfer form carefully and completely. Be sure all necessary signatures are obtained.
4. Send original transfer forms with the application to 3 Mark for processing.

Agency Services is Committed to Delivering the Difference

From speedy contracting to paying commissions accurately and on-time, helping you grow your business is what it's all about for North American's Agency Services team. But what drives their commitment to Delivering the Difference for you? Watch their new video to find out. 

New Client Video: Preparing Your Clients for the Underwriting Process

Check out the latest animated client video, “The underwriting process: What to expect when applying for life insurance.” Help prepare your clients for the underwriting process and share this short, informative video. Together, we can help make the process smooth and seamless for your clients.

Mutual of Omaha

Trial Program Modifications

Mutual of Omaha's goal is to provide you with prompt service, competitive quotes and dedicated underwriting support. Due to our great partnerships in 2015, we had a record breaking year and 2016 is off to a fantastic start! 

This success has allowed us to look at our processes to determine how to serve you more effectively with both formal and trial applications. Effective February 8, 2016 we will adjust our trial applications to line up with the program we announced last year. The number of trial applications you can send is all up to you and will be dependent upon the amount of formal business your office sends to Mutual of Omaha.  Learn more.