3 Mark Financial, Inc.

5/18/2016

Accordia Life Webinar Later Today At 3:00 pm Central

Alex Duffy will be joining us for an overview of the Global Atlantic Financial Group companies including Accordia Life.  Few companies have been in the IUL market as long as Accordia Life.  Find out why they continue to be a leader in IUL sales.  

Topics covered include:

• Life Product Portfolio
• Accordia Life Credits
• Sales Ideas
• New IUL COLI Platform

Life Insurance As An Asset Class Webinar with Voya Financial

Wednesday May 25, 2016 at 3:00 PM Central

Your clients have worked hard to build their assets and net worth.  At death they'll pass on the assets they haven't used.  Life insurance is one asset that can be more efficient in passing on value than others.  Join the webinar to learn why.

Good Things Come to Those Who Wait - Including Your Clients

Your clients need your professional guidance when it comes to making informed decisions about when to begin receiving Social Security, starting with how Social Security works. 

Get the Social Security eKit Now.

Symetra UL-G with ROP is a Straightforward Approach to Client’s Changing Needs

Symetra UL-G now offers added flexibility to deal with life’s “what ifs.” Our new optional Return of Premium (ROP) rider for Symetra UL-G offers an “exit strategy” should your client’s needs change. See how Symetra UL-G with ROP can provide your clients with greater control. 

Lincoln TermAccel - Designed for the Middle Market

If you have clients ages 18 to 50, who want $100,000 to $500,000 of affordable death benefit protection for 15, 20 or 30 years, they’re going to like our highly competitive prices. See how easy it is to boost your sales with Lincoln TermAccel Level Term.  

New Accelerated Underwriting and Rates Arrive May 23

Effective Monday May 23, 2016 SBLI will be introducing a new accelerated underwriting process, leading the way in progressive underwriting and providing the ideal combination of convenience and value to make life easier for BGAs, brokers, and consumers.  Read the SBLI announcement. 

The next generation of Allianz Life Pro+® Fixed Index Universal Life Insurance Policy is coming and is loaded with new features. It’ll be a powerful vehicle for driving new business.

Join the webinar on Tuesday, May 24 at 2:00 p.m. Central time for the unveiling of the new product features. For 2016, Allianz Life Pro+ adds more flexibility and options to help your clients get where they need to be – not just today, but through all stages of life.

Dust Off That Thinking Cap

On-demand Max Accumulator+ and Value+ Protector training now available, as well as live training for both, and the new AAS. Not sure your mind is in top IUL performance mode? Revisit our archived IUL training for a refresher.

Securian’s YouTube Channel: Fast, Easy Access to Client Videos

Looking for an easy way to access and share our consumer videos? You’re in luck!

Check out Securian’s YouTube channel to view some of our most popular videos, including Benefits of Term Life Insurance and Understanding Cash Value Life Insurance.  View YouTube Channel. 

 Video: Annuity e-App

Watch this video to discover how e-App means less paperwork, quicker turnaround and faster commissions.

Annuity Fact Finder 

Click here for a great Annuity Fact Finder

ASSET TRANSFER TIPS 

For all annuity carriers

Transferring assets, or exchanging money via section 1035 of the tax code, may have tax consequences. Any questions regarding taxation should be referred to a qualified tax professional.

1. Call the Financial Institution/Insurance Company to see what they require to transfer the money e. g. some financial institutions, like Fidelity, require a call from the client to release money, others like Northwestern Mutual require their own surrender form to accompany the 1035/transfer form from the company receiving the money.
2. Attach a copy of a current policy/ account statement for the funds being transferred to the 1035/transfer document.
3. Complete the 1035/transfer form carefully and completely. Be sure all necessary signatures are obtained.
4. Send original transfer forms with the application to 3 Mark for processing.

AIG's member life insurers, underwriters, and medical directors will use the Gen Re manual to underwrite clients with Coronary Artery Disease (CAD). This means you may begin seeing more competitive offers on clients with mild to moderate CAD histories. 

Protective

Updated Underwriting Guidelines

Protective Life Insurance Company is announcing updates to our underwriting guidelines regarding Foreign Travel & Foreign National Guidelines. The new guidelines will be applied to applications received March 1, 2016 and after.  Read more. 

Mutual of Omaha

Trial Program Modifications

Mutual of Omaha's goal is to provide you with prompt service, competitive quotes and dedicated underwriting support. Due to our great partnerships in 2015, we had a record breaking year and 2016 is off to a fantastic start! 

This success has allowed us to look at our processes to determine how to serve you more effectively with both formal and trial applications. Effective February 8, 2016 we will adjust our trial applications to line up with the program we announced last year. The number of trial applications you can send is all up to you and will be dependent upon the amount of formal business your office sends to Mutual of Omaha.  Learn more. 

North American

Effective February 9, 2016, SimpleSubmit e-app is available for Indexed Universal Life products. Learn about some of the benefits of SimpleSubmit by clicking here.

Protective

 Compliance Requirements for Life Insurance and Annuity Marketing

Protective Life is dedicated to providing quality service, building trust and simplifying everything for you and our mutual customers.  As part of that effort, we want to ensure you stay informed and compliant regarding regulations within our industry.  Please review the following reminders about state regulations that may affect the processing of your submitted business with our company.