 |
 |
 |
|
|
 | | |
|
|
|
| |
Actuarial Guideline 49 and it's impact on Indexed Universal Life
Live Webinar Today August 26, 2015 at 3:00 pm Central
Please join Christian Kaplan, CFA Vice President of Speciality Markets and EPG Sales at AXA for this must attend webinar for those with and interest in the fastest growing product segment in our industry, Indexed Universal Life.
|
|
|
|
|
|
Secret Word
Watch for the secret word to appear in future editions of In The Loop.
Be the 4th person to email bruce.alfredson@3mark.com with the correct secret word and receive a $100.00 Amazon gift card.
|
September is Life Insurance Awareness Month.
Visit LifeHappens.org for special marketing pieces to help you and your agents get in front of more clients.
|
|
|
Protective
Register for the Working With Widows Webinar Series
Featuring author and grief expert, Kathleen M. Rehl, Ph.D., CFP®, CFT™, this 3-part webinar series reveals practical tips that you can implement in your day-to-day business right away. Receive a copy of Moving Forward on Your Own: A Financial Guidebook for Widows when you attend a session. Learn more.
|
Mutual of Omaha
Protect Your Client’s Loved Ones
Help your clients take advantage of multiple living benefits with Guaranteed Universal Life and Guaranteed Universal Life Plus. Learn more.
|
|
|
|
|
Sandie Lee
Please join us in extending best wishes to Sandie Lee, who is retiring from 3 Mark on August 31st. Sandie has been an integral part of 3 Mark’s Contracting & Licensing Department for 17 years, and will be greatly missed by our employees and agents alike. We have all benefited from her friendly and timely responses and attention to detail, which have made her one of the “go-to” people for 3 Mark carrier contracting. We wish her the best of luck embarking on a new chapter in her life.
|
|
|
| |
Lincoln Financial
Lincoln Investment Advisors Market Commentary- July 2015 Click here for a brief client-approved recap of Lincoln's observations on markets and volatility for July 2015.
|
John Hancock
Step-by-Step Vitality Program Guide
Take a look at this new guide that offers advisors an in-depth look at the John Hancock Vitality program. Learn more.
Protection IUL with Vitality - The Power to Lead
Protection IUL with Vitality combines all the benefits of a low cost IUL product with additional rewards and savings for living healthy. In fact, the healthier your clients are, the more they can save. Take a look at the significant savings potential. Learn more.
|
AXA
BrightLife Grow Survivorship: Now Accepting Applications
Survivorship indexed universal life insurance can be a smart addition to many financial plans for couples who want more ways to protect their legacy, reduce their taxes, and potentially grow their money over time with downside protection. BrightLife Grow Survivorship has been specifically designed for couples who want life insurance for their family and retirement income for themselves. Learn more.
|
Legal & General
Infosnack to Share
Legal & General America recently decreased rates on OPTerm. Learn more and view an "infosnack" you can share with advisors here.
|
Minnesota Life
The Missing Tool in Your Clients’ Financial Toolbox
Your clients need to employ a diverse set of financial tools in order to help maximize their assets and minimize their taxes. The secret work is Sandie Permanent life insurance is one such tool for clients who need a death benefit since it offers tax-deferred cash value growth and tax-deferred distributions with no age restrictions. Both of which make permanent life insurance ideal for supplemental retirement income. Review the new "Life Insurance as a Financial Tool" (LIFT) marketing materials to learn more.
Illustrations Simplified
Do you have trouble navigating a life illustration and wish someone could just show you how to run one while you watch? You're in luck. These new life illustration training videos will walk you through the system and how to run simple illustrations. Find the videos on your advisor site under the Learning Center. Check out the Policy Quote Navigation video now!
|
Allianz
A.M. Best Upgrades Allianz Rating to A+
Since 1896, Allianz Life Insurance Company of North America (Allianz) has been proud to have the strength and stability to fulfill their promises – through bull markets and bear markets. Their financial strength rating was never downgraded through the 2008 financial crisis, and in fact has now been upgraded by A.M. Best to A+. Learn more.
|
|
|
AIG
Cost-Effective Approach to Chronic Illness Protection
For clients looking for a cost effective life insurance policy with a chronic illness benefit, the Value+ IUL can offer lower premiums than GUL for the same chronic illness protection. Learn More
|
Nationwide
Taking Retirement Investing Up a Notch for Business Owners
When you're helping business owners invest more for retirement, an insurance-based retirement plan is often a great strategy to share. But remember you can make it even more attractive if you show them Nationwide's specially designed business life insurance products. Learn more.
Learn More About a Long-Term Care Solution That May be Right For Your Client
Join Nationwide on 9/15/15 to learn about common long-term care misconceptions, what Nationwide YourLife CareMatters offers and how it differs from other LTC solutions and recent product enhancements. Learn more.
|
Accordia
A New Way to Think About Lifetime Guaranteed Protection
Accordia Life is committed to developing creative solutions to proactively meet the changing needs of your clients and business, which is why they developed Lifetime Foundation and a new approach to lifetime guarantees. Learn more.
|
Prudential
Guide Clients to a More Effective Retirement Planning Strategy
This new Life Events ekit provides an effective way to approach consumers planning for their future and thinking about retirement. These materials will help you develop a systematic approach to meeting with clients to guide them into a more effective retirement planning strategy using life insurance. Learn more.
|
MetLife
Introducing an LTC Rider for MetLife’s Promise Whole Life Portfolio
The introduction of MetLife's Long Term Care Acceleration of Death Benefit Rider means that your clients can protect themselves two ways with one product. Stacking the ability to cover some long-term care expenses on top of the guaranteed death benefit the MetLife Promise Whole Life portfolio offers results in a powerful combination of protection in one product. Learn more.
LTC Rider Launch Call
MetLife invites you to learn more about their LTC Rider they’ll be launching August 31st. It will be available on almost all of their MetLife Promise Whole Life portfolio of products.
Topic: LTC Rider National Call
Date: Thursday, August 27, 2015
Time: 2:00 pm, Eastern Daylight Time (New York, GMT-04:00)
Meeting Number: 633 375 820
Meeting Password: launch15
Register
|
|
|
| |
|
ASSET TRANSFER TIPS For all annuity carriers
Transferring assets, or exchanging money via section 1035 of the tax code, may have tax consequences. Any questions regarding taxation should be referred to a qualified tax professional.
1. Call the Financial Institution/Insurance Company to see what they require to transfer the money e. g. some financial institutions, like Fidelity, require a call from the client to release money, others like Northwestern Mutual require their own surrender form to accompany the 1035/transfer form from the company receiving the money.
2. Attach a copy of a current policy/ account statement for the funds being transferred to the 1035/transfer document.
3. Complete the 1035/transfer form carefully and completely. Be sure all necessary signatures are obtained.
4. Send original transfer forms with the application to 3 Mark for processing.
|
|
|
Rates
Lincoln
AIG
|
Lincoln Financial
MoneyGuard II Leverage Chart has been updated.
|
North American
NAC BenefitSolutions Coming to California 9-1-15 Learn More
New Volatility Control Index Coming Soon. Learn More
|
3 Mark Financial's Annuity Hot List
Click here for the latest version
|
|
|
| |
ExamOne
To Fast, or Not to Fast? Read the fasting white paper from ExamOne by clicking here.
|
W&S Financial Group
New Processing & Paperwork Updates Click here to learn more.
|
MetLife
Underwriting Alert: Asthma
Revisions to medical underwriting guidelines for asthma could result in more favorable offers. Learn more.
|
|
|
Voya
Updated HIPPA Form now required
Voya Announcement
New Authorization for Release of Health-Related Information (HIPAA)
|
Zurich
Effective immediately, Zurich will require a completed and signed IRS easy form 4506T-EZ. Learn More
|
AIG
AIG announces underwriting changes. Learn More
|
|
|
| |
Allianz
Illustrating Sales Concepts Helps Tell More Compelling Story
Allianz has added various illustration sales concepts to the life insurance illustration software for the Allianz Life Pro+ Survivor FIUL, including executive bonus plans, buy-sell agreements, and more. Learn More
|
|
|
North American
Inportant rebate reminder and new endorsement information read more
|
Zurich
Zurich American Life Insurance Company has enhanced the conversion rights within the Zurich Term product. Learn More
|
|
|
| |
American National
iPad Air 2 Contest - Qualify with as few as 9 life sales through iGO eApplictions from iPipeline. Click here to learn more. Contest runs 5/1/15 to 8/31/15.
Transamerica
Click here to learn more about the Transamerica Insurables-LearnEarn Campaign
|
|
|
Athene
Leaders of Olympus - Three programs with rewards Click here to learn more, including the Aruba trip.
Forethought
Forth Quarter Sales Incentive Read More
|
|
|
| | | | | | |
|
|
|
| |
| | |
|
|
