06/24/2015

3 Mark Financial, Inc.

Watch for the secret word in each of the June 2015 editions of In The Loop

To celebrate the launch of the new look of our newsletter we will be including a secret word in each of the June 2015 editions of In The Loop.  Be the 2nd person to email Bruce Alfredson bruce.alfredson@3mark.com the correct secret word in this edition and receive a $100.00 Amazon Gift Card.  Last week's winner was Joshua Marcus. 

 Join us this afternoon at 3:00 pm Central for a webinar with           Protective Life. 

During this webinar we will discuss how to market to baby boomers.  Our presentation will cover the top 3 concerns of baby boomers.

• Having enough money for retirement including how to talk to your clients about Social Security
• Excessive long term care costs and way chronic illness coverage is important
• Their Grandchildren and how to favor them with Protective's Income Provider Option

  Register Now

AXA

Introducing BrightLife Protect Survivorship

Survivorship indexed universal life insurance can be a smart addition to many financial plans for couples who want more ways to protect their legacy, reduce their taxes and potentially grow their money over time with downside protection.  Learn More

AIG

Check Out This Hybrid IUL Product at a Market Leading Price

With premiums as much as 10 percent below most GUL policies, Value+ IUL provides strong, dependable protection, performs well at a low interest rate, and offers a guaranteed persistency bonus. Plus it offers innovative features to access supplest cash value without reducing the initial death benefit.  Learn More

Protective

Faster than You Think!

Did you know TeleLife can reduce cycle time by an average of 12 days? Protective put it to the test. One of their wholesalers submitted his own application via TeleLife, and received the call to complete the interview within 2 hours.  Learn More

Symetra

Take Action with Trust-Owned Life Insurance Reviews

You may have clients with trust-owned life insurance policies that are out of date. With ongoing economic, personal and industry changes, it might be time to sit down with our clients and make sure their needs are being met.  Learn More 

Nationwide 

Offer Significant Advantages for Business Clients 

Funding a buy/sell arrangement with a universal life policy can be a valuable strategy for business succession planning.  Learn More

AXA

BrightLife Protect Marketing Materials

Fact Card

Client Brochure

White Paper, Looking Beyond Estate Planning with Survivorship

Social Security Maximization

Nationwide

No-Lapse Guarantee UL Still Very Competitive

The persistently low interest rate environment has taken a toll on many guaranteed UL products, but Nationwide remains competitive, even after a recent reprice.  Learn More

Lincoln Financial

Lincoln Investment Advisors Market Commentary

Click below for a brief client-approved recap of Lincoln’s observations on markets and volatility for May 2015.  Click here

Minnesota Life

Are You Looking to Make Your Clients’ Estate Plans EPIC?

Could there be untapped sales potential with you existing estate planning clients or prospects? Watch and share this client-approved. Start the conversation and learn how Estate Planning, Individually Centered (EPIC) can help you help your clients maximize how they live today, and maximize what they give tomorrow.  Learn More

 Mutual of Omaha

Children’s Whole Life: New Issue Ages

Mutual of Omaha will be lowering issue ages for Children’s Whole Life, effective July 1. Learn More

Allianz

Social Security

Most individuals who contribute to Social Security while working depend on it to be the foundation for their retirement income. But not everyone takes the time to understand how Social Security works or what the possibilities are to enhance their benefits. The secret word is strategic.  Get the conversation started with this Social Security conversation starter video.  Learn More

John Hancock

The Triple Play

Protection UL with Vitality and the Long-Term Care rider are a powerful combination. Click the link below to see how Protection UL with Vitality and the Long-Term Care rider can secure your clients’s financial future no matter what life brings.  Learn More

AccordiaLife

All New Case Study Featuring Lifetime Builder

Lifetime Builder is a flexible indexed universal life insurance policy that can fit many needs and offers a death benefit while also providing the opportunity to build cash value. Paired with Accordia Life’s revamped Foreign National Underwriting program and it can provide death benefit protection, cash accumulation potential and cover potential U.S. estate tax liabilities.  Learn More

Prudential

10 Tips for Engaging with Women and Multicultural Consumers

Continue expanding your market with Prudential’s new Total Markets website, designed to help you reach varied markets. Increase your influence with the available video and white papers.  Learn More

Rates

 Protective

Genworth

ForeThought

American National

American National - NY

GreatAmerican

AIG

Athene

Performance Elite Spec Sheet

Athene June Webinars

Voya

New rates and higher compensation announcement

EquiTrust

Commission Special and Rate Increase

Minnesota Life 

Get a Competitive Decision…The First Time 

You spoke. Minnesota Life listened. You want to get you clients the protection they need as fast and as easy as possible. And with your feedback, they’ve made significant improvements to your underwriting experience.  Learn more 

Symetra

Studies have proven that people who live a healthy lifestyle and who are generally fit, live longer-even if they have minor health issues.  The Symetra Good Life Rewards program is designed to reward those clients.

Good Life Rewards

Good Life Rewards FAQ

Accordia

Have you heard about Accordia Life Credits, a new approach to underwriting at Accordia? 

Legal & General America

Two More Approved APS Vendors

Parameds.com and Jetstream APS have been added to LGA’s approved vendor list.  Learn More

Prudential

Get to Know Your Free Look Period

Did you know the Free Look Period can differ by application state, your client’s age or whether or not a Replacement or 1035 Exchange are involved? This guide will serve as a quick reference tool.  Learn More

Nationwide

Transition Guidelines For Nationwide YourLife® IUL Accumulator and Protector.  Learn more

Mutual of Omaha 

Term Life Express Enhancements Now Available 

Term Life Express now has a number of enhancements, including the removal of the oral fluid requirement across all face amounts.  Learn more

Legal & General America

Read the new Underwriting Dialogue piece on Athletic Heart.  click here

Lincoln Financial

Coming Soon: External Term to Lincoln Perm Special Exchange Program

If your clients want more than what their term policies offer, now’s a great time to step up to Lincoln. For a limited time only and beginning July 1, they can exchange their qualifying external term policies from a wide variety of carriers to a Lincoln Universal life, indexed universal life or variable universal life insurance policy.  Learn More

MetLife

Stay in Sync with MetLife’s Underwriting Guidelines

MetLife Underwriting is focused on ensuring your clients get the best and most competitive offer. Through reviews, they regularly enhance the underwriting considerations for a variety of impairments. Review latest enhancements

 Genworth

 News Bulletin Click here

 AIG 

AIG Cares - GUL Customers Offered Option to Extend Coverage at No Additional Cost!  Learn more

 MetLife

As of May 15, MetLife will offer term conversions only in combination with the purchase of a new permanent life insurance product currently available with MetLife.  Learn more

 Transamerica

 Effective June 8, the Life & Protection Division of Transamerica will begin mailing the following notice to producers who are on record as having sold one or more of a block of selected inforce universal life policies. The notice will include a sample of the policy-owner letter, which is available via the link in the attached announcement.  Read More

AXA

BrightLife Protect Survivorship Introduction Letter

American National

iPad Air 2 Contest - Qualify with as few as 9 life sales through iGO eapplictions from iPipeline.  Click here to learn more.  Contest runs 5/1/15 to 8/31/15.

Athene

Leaders of Olympus - Three programs with rewards Click here to learn more, including the Aruba trip.

ExamOne

ExamOne wants to help you grow your business with an opportunity to receive free life insurance leads.  Chick here to read the details.