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3 Mark's In The Loop Newsletter

05/27/2015

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3 Mark Financial, Inc.

In The Loop This Weeks Highlights

Watch for the secret word in next week's edition of In The Loop

To celebrate the launch of the new look of our newsletter we will be including a secret word in each of the June 2015 editions of In The Loop.  Be the first to email Bruce Alfredson bruce.alfredson@3mark.com the correct secret word and receive a $100.00 Amazon Gift Card. 

 

 

Linked Benefit Webinar

Wednesday May 27, 2015 at 3:00 PM Central 

Join John O"Mahoney and Richard Nefzer from Genworth as they discuss linked benefit policies, a life insurance product that links the full features and benefits of both universal life and long term care insurance.

 

Register Now

MetLife

Introducing MetLife’s Most Innovative Product

MetLife’s research indicates there are two times as many surrenders and exchanges with clients’ life insurance policies than death benefits paid out. This means that clients can change their minds. A lot. And their needs demand a product with the flexibility to change with them. Launching June 1, learn more about MetLife Premier Accumulator Plus, which will be available with MetLife Enhanced Rate Plus. Learn more.

 

Lincoln Financial

Meet the New Indexed UL!

Designed for clients with a conservative market outlook who want to balance growth potential with guaranteed features, Lincoln WealthAdvantage Indexed UL is a flexible solution for a wide range of clients needs that can help your clients plan for the future they want. Learn more.

 

 

 

Prudential

Flexible Death Benefit Options for Chronic and Terminal Illness

As a caretaker to her ailing father, Margie comes to realize the financial demands families may endure due to the chronic or terminal illness of an aging parent. Thus, she does not want her children to worry about insufficient funds if she becomes chronically ill or dies prematurely. Margie’s financial professional provided her with a solution that could help meet either of these needs through he repriced 2015 UL Protector with the BenefitAccess Rider. Learn more.

In The Loop Life Insruance

AIG

AG Quick Ticket and Exam One work together to simplify the application and paramedical exam process for you and your client. Check out our Quick Reference Guide and provide your client with a Preparation Guide today.

Mutual of Omaha

Taking Care of Small Business

From prospecting in this lucrative and under-served market to developing clients, we have a comprehensive Small Business Support Program for you.

AccordiaLife

Use the attached guide to walk you through the basic premium and face amount solves used to illustrate Lifetime Foundation using WinFlex.

Nationwide

Nationwide, carefully manages its  product portfolio to keep it competitive.   Take a look at how their NLG-UL pricing stacks up - even with the April 2015 reprice.

John Hancock

jhlife.com Your gateway to John Hancock's latest collection of marketing tools and sales materials to help you close your cases.  

 

American National

Know the Difference between Simplified Issue and Underwriting Express.  click here

Legal & General 

Enhancements to Legal & General America's OPTerm series of products included availability of a new child rider. Since launch, our sales and marketing staff have been fielding questions about the rider. Those questions have prompted the development of new materials for your agency.  Click here to read more

Principal

Healthcare industry offers sales opportunities
Use our approach tools as a door opener to offer solutions that address the needs of both healthcare organizations as well as the physicians and other medical professionals who work in what is expected to be one of the biggest growth industries for years to come. View website to access all materials for healthcare organizations and individual physicians

Protective

Protective has a micro website with a wealth of information on Social Security.  Included on the site you will find seminar materials, educational materials and calculators.  Click here to go to the site.

In The Loop Annuities / LTC

OneAmerica

Click here to read Asset-Based Long-Term Care Products: A Valuable and Often Overlooked Retirement Tool.

 Rates

Genworth

 

Genworth

Agent guidelines for Multiple-State Sales for Annuity Products Read More

In The Loop Underwriting New Business

Minnesota Life 

Get a Competitive Decision…The First Time 

You spoke. Minnesota Life listened. You want to get you clients the protection they need as fast and as easy as possible. And with your feedback, they’ve made significant improvements to your underwriting experience.  Learn more 

MetLife

Revised Build Charts for Standard and Substandard Classifications 

MetLife has revised their height and weight charts for the standard and substandard classifications. The current update allows many clients who may have been mildly rated for build to now be eligible for standard rates.  Learn more  

Legal & General America 

Announces new underwriting guidelines Click here to read the announcement

 Symetra 

Updated Reinsurance and Retention Limits for Classic UL and SUL-G 

Update retention and automatic limits are now available for Symetra’s Classic UL and SUL-G products. With these new limits, Symetra can provide even more underwriting flexibility and competitive positioning in the universal life space.  Learn more  

Have you heard about Accordia Life Credits?

Introducing Accordia Life Credits, a new approach to underwriting at Accordia. 

Prudential - New marketing support on PruXpress

When you need quick information on how Prudential Underwriting considers specific conditions, look no further than their Rx for Success series.  Each piece focuses on one condition or illness to help you understand the various stages of that condition and how a client's rating could be affected.  Learn more

Principal 

Announces New Preferred Underwriting Guidelines Click here to read the announcement 

Nationwide

Transition Guidelines For Nationwide YourLife® IUL Accumulator and Protector.  Learn more

Mutual of Omaha 

Term Life Express Enhancements Now Available 

Term Life Express now has a number of enhancements, including the removal of the oral fluid requirement across all face amounts.  Learn more 

 

In The Loop Carrier Announcements

AIG

AIG Cares - GUL Customers Offered Option to Extend Coverage at No Additional Cost!  Learn more

National Life Group

NLG announces an agent mobile application.  Learn more

Nationwide

Nationwide is pleased to announce the addition of two new indexed universal life insurance (ILU) products.  Each one is specifically designed to offer clients more of what they need as they plan for the future, either cash value accumulation or death benefit protection.  view the video

Transamerica 

 The products on the attached list will be discontinued, effective June 6, 2015.  Read More 

 

Genworth

Accelerated Benefit Rider for Long Term Care Services Available in CA  learn more

Lincoln Benefit Life

Special Announcement

LBL Ultra Plus UL Closing to Term Conversions

Effective June 28, Lincoln Benefit’s Ultra Plus will no longer be available for term conversions. Conversions utilizing that product must be dated on or before June 28 and received by July 10. After June 28, product choices for conversions will be limited to the Ultra Index UL, Total Accumulator VUL and Whole Life II.

Protective Life

Protective has installed new Customer Service Phone Prompts.  Learn more

In The Loop Sales Incentives

American National

iPad Air 2 Contest - Qualify with as few as 9 life sales through iGO eapplictions from iPipeline.  Click here to learn more.  Contest runs 5/1/15 to 8/31/15.

 

Athene

Leaders of Olympus - Three programs with rewards Click here to learn more, including the Aruba trip. 

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