Click here to view this message in a browser window.
3 Mark's In The Loop Newsletter

05/20/2015

Facebook Twitter LinkedIn Forward to Friend

3 Mark Financial, Inc.

In The Loop This Weeks Highlights

Mark your calendar for a webinar with Lincoln Financial Wednesday May 20 at 3:00 pm.

Lincoln WealthAdvantage is a brand a new indexed UL contract from Lincoln Financial.  Matt Fowler promises a presentation packed with sales ideas and illustration tips. 

 

Register for the Lincoln Financial Webinar

Please join Carolyn Rawlins & John Quaile from iPipeline for a webinar discussing and demonstrating the IGO Electronic Submission Platform.  The presentation begins at 3:00 pm Central on Thursday May 21. 

.  Benefits to you include:

  • Spend less time completing paperwork
  • Reduce Not in Good Order issues
  • Get policies issued faster
  • Your Questions Answered
Register for the iGO Demonstration

John Hancock

Stay on Track with LifeTrack

LifeTrack is a first-of-its-kind service from John Hancock that automatically adjusts billed premiums based on your client’s objectives and their policy’s performance.  Learn more

The Future is Now

The latest Life In Motion video highlights why the John Hancock Vitality solution is changing the way people buy and sell life insurance. This innovative new approach to life insurance gives clients the opportunity to save money and earn valuable rewards and discounts by simply living a healthy life.  Learn more

AIG

AIG Cares - GUL Customers Offered Option to Extend Coverage at No Additional Cost! Learn more

Looking for AD&D Coverage for clients  age 18 to 80?  Consider AG AccidentCare Direct Plus  Learn more

 Mutual of Omaha 

Provide Added Flexibility with Multiple Policies 

By choosing a Guaranteed Universal Life or Guaranteed Universal Life Plus policy, your client receives life insurance protection that is guaranteed for a period up to their lifetime. The client also has flexible options for the future using the Guaranteed Refund Option rider, which is included at no additional cost.  Learn more

SBLI

New Consumer Sales Tools

To help you share the benefits of whole life insurance with your clients, SBLI has developed two customizable consumer case studies. You can see how an entire family protected their financial future for less than $300 per month, and get a closer look at how a guaranteed cash value and guaranteed death benefit perfectly suited the needs of a man nearing retirement.  Learn more

 

Prudential

Flexible Death Benefit Options for Chronic and Terminal Illness

As a caretaker to her ailing father, Margie comes to realize the financial demands families may endure due to the chronic or terminal illness of an aging parent. Thus, she does not want her children to worry about insufficient funds if she becomes chronically ill or dies prematurely. Margie’s financial professional provided her with a solution that could help meet either of these needs through he repriced 2015 UL Protector with the BenefitAccess Rider.  Learn more

In The Loop Life Insruance

MetLife

The Voice on Life read more

AIG

Do Your Clients Have Enough?

The right amount of coverage can help protect your clients from the risk of financial disruption. With 17 different durations to choose from, AG Select-a-Term is flexible enough to match your client’s situation and economical because your clients don’t pay for coverage they don’t need.  Learn more

Transamerica

Spreadsheeting is Dead

Looking to grow your business? Spreadsheeting isn’t the answer. Click the link below to watch John Oliver discuss why spreadsheeting is dead and how to sell smart to grow your sales.  Watch the video

Symetra

6-10% Lower Premiums with LPB Premier Pricing

As if the Classic UL with Lapse Protection Benefit premiums weren’t already hot enough, Symetra continues to soar with their latest LPB Premier Pricing, which provides lower annual premiums for your larger cases.  Learn more

MetLife

Introducing MetLife’s Most Innovative Product

MetLife’s research indicates there are two times as many surrenders and exchanges with clients’ life insurance policies than death benefits paid out. This means that clients can change their minds. A lot. And their needs demand a product with the flexibility to change with them. Launching June 1, learn more about MetLife Premier Accumulator Plus, which will be available with MetLife Enhanced Rate Plus.  Learn more

AXA

Give Employees a Reason to Stay

A business takes years to build. Vital to its success are key employees. With the Stay Bonus plan, you can help ensure that key personnel will remain with the business, and it will retain its value, and its simple to execute and implement. 

Case Study

Client Illustration

Fact Finder

Allianz

Tax Advantages for Today’s Economy

This consumer approved brochure highlights three ways to help your clients manage taxes with fixed index universal life insurance. It’s always smart to look for potential ways to help reduce your tax liability where you can, but given today’s economic realities, it can be more beneficial than ever.  Learn more

How Long Will Retirement Money Last?

Once your clients begin drawing retirement assets for income, market volatility can have a big impact on how long those assets last. One factor in how big an impact is their sequence of returns, whether they start withdrawing money when the market is up or when it’s down. Use this consumer video to explain the concept to your clients.  view the video

Nationwide

You Shouldn’t Have to Choose Between Price and Quality

These competitive solutions are tailored to meet you clients’ individual need for increased cash value accumulation or death benefit protection. Take a look at this client-approved idea to see how the new IUL Accumulator can supplement a retirement plan.  Learn more

In The Loop Annuities / LTC

Genworth

New Total Living Coverage to Launch in CT & FL Effective June, 1, 2015  Read more

Athene

Fixed Product Alert Sales of Athene Choice Series products will end May 15 in 33 states

 Phoenix

Phoenix has introduced recent operational enhancements to make your job easier
and improve the New Business experience.  Learn the details

 

AIG

Annuity Products no longer available

Western & Southern

Income for Life 

Rates

Protective

EquiTrust

Genworth

AIG 

In The Loop Underwriting New Business

Minnesota Life 

Get a Competitive Decision…The First Time 

You spoke. Minnesota Life listened. You want to get you clients the protection they need as fast and as easy as possible. And with your feedback, they’ve made significant improvements to your underwriting experience.  Learn more 

MetLife

Revised Build Charts for Standard and Substandard Classifications 

MetLife has revised their height and weight charts for the standard and substandard classifications. The current update allows many clients who may have been mildly rated for build to now be eligible for standard rates.  Learn more  

Legal & General America 

Announces new underwriting guidelines Click here to read the announcement

 Symetra 

Updated Reinsurance and Retention Limits for Classic UL and SUL-G 

Update retention and automatic limits are now available for Symetra’s Classic UL and SUL-G products. With these new limits, Symetra can provide even more underwriting flexibility and competitive positioning in the universal life space.  Learn more  

Have you heard about Accordia Life Credits?

Introducing Accordia Life Credits, a new approach to underwriting at Accordia. 

MetLife 

How Can You Boost Your Clients from Standard to Elite?  With MetLife Promise Whole Life Select 10 and MetLife Enhanced Rate Plus. It reduces the timeframe to underwrite a policy, and those rated at Standard will be upgraded to Preferred or Elite. Learn more

Prudential - New marketing support on PruXpress

When you need quick information on how Prudential Underwriting considers specific conditions, look no further than their Rx for Success series.  Each piece focuses on one condition or illness to help you understand the various stages of that condition and how a client's rating could be affected.  Learn more

Principal 

Announces New Preferred Underwriting Guidelines Click here to read the announcement 

Nationwide

Transition Guidelines For Nationwide YourLife® IUL Accumulator and Protector.  Learn more

Mutual of Omaha 

Term Life Express Enhancements Now Available 

Term Life Express now has a number of enhancements, including the removal of the oral fluid requirement across all face amounts.  Learn more 

 

In The Loop Carrier Announcements

AIG

AIG Cares - GUL Customers Offered Option to Extend Coverage at No Additional Cost!  Learn more

National Life Group

NLG announces an agent mobile application.  Learn more

Nationwide

Nationwide is pleased to announce the addition of two new indexed universal life insurance (ILU) products.  Each one is specifically designed to offer clients more of what they need as they plan for the future, either cash value accumulation or death benefit protection.  view the video

Transamerica 

 The products on the attached list will be discontinued, effective June 6, 2015.  Read More 

 

Genworth

Accelerated Benefit Rider for Long Term Care Services Available in CA  learn more

Lincoln Benefit Life

Special Announcement

LBL Ultra Plus UL Closing to Term Conversions

Effective June 28, Lincoln Benefit’s Ultra Plus will no longer be available for term conversions. Conversions utilizing that product must be dated on or before June 28 and received by July 10. After June 28, product choices for conversions will be limited to the Ultra Index UL, Total Accumulator VUL and Whole Life II.

Protective Life

Protective has installed new Customer Service Phone Prompts.  Learn more

In The Loop Sales Incentives

American National

iPad Air 2 Contest - Qualify with as few as 9 life sales through iGO eapplictions from iPipeline.  Click here to learn more.  Contest runs 5/1/15 to 8/31/15.

 

Athene

Leaders of Olympus - Three programs with rewards Click here to learn more, including the Aruba trip. 

In The Loop Quick Links
3 Mark My Cases
In The Loop Newsletter Archive
e-Application
WinFlex Web
3 Mark Blog
3 Mark Applications & Forms
3 Mark Underwriting Guidlines
3 Mark Annuity HOT List
3 Mark Webinars
3 Mark Carrier Resources
Facebook Twitter LinkedIn Forward to Friend
Copyright © 2015
Our address is
 
If you do not wish to receive future email, click here.
(You can also send your request to Customer Care at the street address above.)