John Hancock - Tips for Successful Selling - Life Insurance with Vitality Program
Change the conversation to focus on John Hancock’s new healthy approach to life insurance with the John Hancock Vitality Program. Learn more.
Live a Healthy Life and Save
Learn how John Hancock Term with Vitality protects your clients while also recognizing and rewarding them for living a healthy life. Learn more.
Stay on Track with LifeTrack
LifeTrack is a first-of-its-kind service from John Hancock that automatically adjusts billed premiums based on your client’s objectives and their policy’s performance. Available on Protection UL 15 and Protection UL with Vitality. Learn more.
Mark your calendar for May 13 at 3:00pm central for a webinar on the very innovative Vitality Program from John Hancock. Registration for this webinar will open next week.
Protective
Most financial professionals work with couples, but very few have training on how to effectively advise couples. This new program can help you be more effective with you couple clients. Learn More
Does Your UL Sales Approach Deliver?
Focusing on the lowest premium in pursuit of insurance solutions can cause your clients to miss out on opportunities to enhance their coverage. Help your clients get protection that’s worth the price with Protective Advantage Choice UL. Learn more
Allianz
Important Guidelines on how FIUL Policies Are Illustrated
The National Association of Insurance Commissioners (NAIC) and the American Council of Life Insurers (ACLI) have been working together to develop the guidelines on how fixed index universal life illustrations should be illustrated, with a focus on making them more standardized across the industry. Learn more
Spousal Limited Access Trust
Establishing an irrevocable life insurance trust (ILIT) as a spousal limited access trust (SLAT) can help provide the trustee with potential access to the policy’s cash value, while the insured spouse is still alive, while potentially helping minimize estate taxes left for beneficiaries after the insured’s death. Learn more
Mutual of Omaha
The Guaranteed Refund Option, available on all new qualified GUL and GUL Plus policies, offers your clients a 60-day window at three intervals in which to receive back a portion of their paid premiums. Learn more
Effective May 1, 2015 in Connecticut, AccumUL Answers, as well as new riders - Accelerated Death Benefit Rider and Disability Continuation of Planned Premium Rider - will be available for your clients. Learn more
Effective May 1, 2015, Term Life Express will have a number of enhancements including the removal of the oral fluid requirement across all face amounts.
Learn more
AIG
News from AIG Advanced Sales Learn more
Solutions to Top 3 Retirement Concerns
Generally speaking, there are three big risks people are trying to prepare for prior to retirement. They want to make sure their mortgage gets paid off. They want to ensure their children will have the opportunity to go to college. And if an income earner dies prior to retirement they want to make sure their surviving spouse and family has the income they need to continue to live the life they expected. But there are 3 additional risks retirees don’t often consider that modern life insurance can help address. Watch video
Minnesota Life
Intentionally Defective Irrevocable Trust May Be Right For Some Clients
Even though estate tax exemptions are at an all time high, some clients with high net worth still need to engage in traditional estate tax planning. An Intentionally Defective Irrevocable Trust can be an effective planning technique for creating leverage in the estate planning process for these high net worth clients. Learn more
Transamerica
The products on the attached list will be discontinued, effective June 6, 2015. Read More
Accordia Life
Rethinking the Familiar
Scientists often make discoveries that cause us to rethink long-held beliefs about how the world works. In the world of financial planning, we are also forced to rethink problems and their solutions. Sometimes change comes suddenly from Congress in the form of a new law. Other times, it appears more gradually as society itself changes. In this issue of AMO Current Comment, consider how non-traditional families, digital assets and increased longevity have introduced new planning issues. Learn more
Prudential
Policy Review Consumer Presentation
Have you ever wondered how the life insurance industry has changed since your last purchase and what new options are available? Is your life insurance policy performing to expectation and accomplishing what it was originally intended to? Leverage this presentation to encourage your clients to continually review their life insurance coverage and benefits. Click here to download the file
Symetra
The Importance of Trust-Owned Life Insurance Reviews
If your clients are seeking to pass their legacy on to future generations, utilizing a trust funded with life insurance may be an ideal strategy. Just as important as having a properly structured trust is reviewing the trust on an annual basis. Learn more
Lincoln Financial
Lincoln Investment Advisors Market Commentary
Click below for a brief, client-approved recap of Lincoln’s observations on markets and volatility for March 2015. Click here
Americo
Telesales for Ultra Protector Series - Beginning May 1, 2015, Americo will no longer accept sales for Ultra Protector products that are made over the phone. Applications can be submitted electronically on Americo's secure site (www.americo.com) or via fax to 800-395-9261. Faxed applications should be accompanied by a Faxed Application Transmittal (form # AFSFAX2002). As a reminder, Americo will still accommodate the sale of Eagle Premier Series via telephone at 855-248-8327.
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