John Hancock - Tips for Successful Selling - Life Insurance with Vitality Program
Change the conversation to focus on John Hancock’s new healthy approach to life insurance with the John Hancock Vitality Program. Learn more.
Live a Healthy Life and Save
Learn how John Hancock Term with Vitality protects your clients while also recognizing and rewarding them for living a healthy life. Learn more.
Stay on Track with LifeTrack
LifeTrack is a first-of-its-kind service from John Hancock that automatically adjusts billed premiums based on your client’s objectives and their policy’s performance. Available on Protection UL 15 and Protection UL with Vitality. Learn more.
Mark your calendar for May 13 at 3:00pm central for a webinar on the very innovative Vitality Program from John Hancock. Registration for this webinar will open next week.
Protective
Life Insurance Has Evolved. Have You?
Helping your clients get the best value from their insurance coverage requires more than looking for the lowest premium. Protective Custom Choice UL (Lifetime Option) can help broaden your focus with flexible features and benefits designed to evolve with changing needs - at an affordable price. See why you need to offer protection with a flexible approach when clients have to skip premium payments to cover unexpected expenses. Learn more
Mutual of Omaha
Guaranteed Refund Option: Coming to New York
The Guaranteed Refund Option rider, available on all new qualified GUL and GUL Plus policies, offers your clients a 60-day window at three intervals in which to receive back a portion of paid premiums. And it is coming to New York, effective May 1. Learn more
Term Life Express Enhancements
Effective May 1, Term Life Express will have a number of enhancements, including the removal of the oral fluid requirement across all face amounts. Learn more
Allianz
Help Answer Common FIUL Questions
Have your clients ever asked you a question about fixed index universal life insurance that you couldn’t answer? This flyer may provide you with answers to some of the most common questions you’ll hear. Learn More
Prudential
Mobile Toolkit
Every client wants to know the answer to three questions about life insurance: How much do I need? How much does it cost? Can I qualify for coverage? Now you can help answer those questions in minutes with Pru’s new Mobile Toolkit, available for use on any smartphone or tablet. Learn more
Low Interest Rate Planning
Today’s low interest rate environment continues to present efficient wealth transfer opportunities, but they require careful planning. Leverage Prudential’s new eKit with your clients for education around these techniques and how to partner with their Advanced Markets team to put strategies into action. Remember: No one knows when rates will rise. Until then, your clients have a window of opportunity. Learn more
New York Reg 60 Replacement Changes
Effective April 21, the New York State Department of Financial Services revised the Regulation 60 replacement requirements. Learn more
Nationwide
Got a Business Life Case? Call Nationwide
There are so many opportunities in the business life insurance market, and the Nationwide Business Solutions Group is committed to helping you with all of them. Their dedicated team of 50+ business life insurance specialists can help you with small and large cases, strategies for business owners and their key employees, and fixed and variable life insurance products designed specifically for businesses. Click here to read more. Click here to read more
AIG
Help Clients Understand the Power of Your Proposal
Communicate your plan with a best-in-class, concept presentation that motivates your prospect to take action. Upgrade your proposal with the power of InsMark - Free! Check out AIG’s new playbook to find out more. View the playbook
Voya
Voya Life Journey Selling System - An App based selling system to assist agents and clients discover and fill their retirement gaps. Click here for more information on this revolutionary new app.
AXA
Help Business Owner Clients Plan and Minimize Costs
Business owners often try to differentiate their business from competitors by offering similar products or services. By adding the Long-Term Care Services Rider to a life insurance policy in situations where it makes sense, you can help differentiate yourself from other insurance professionals. Learn more
MetLife
Is Income Tax Planning the New Estate Planning Tool?
The transfer tax provisions of the American Taxpayer Relief Act of 2012 effectively relieved 99.9% of estates from paying federal estate tax. Does this mean that the majority of clients no longer need estate planning? The answer is a resounding no. Instead of focusing on a singular goal - the minimization of federal estate tax - now advisors and clients need to engage in deeper discussions, with part of the new estate planning focus on the impact of income taxes. Read the article
Exit Strategies for Business Owners
Establishing an exit strategy is one of the most important planning issues facing your business owner clients. It protects them, their family, their partner and their employees - a lot of important people. Consider these three important areas to focus on when considering exit strategies. Learn more
The Triple Income Plan
One of the more valuable executive benefit programs that employers can establish in order to retain "top hat" executives is a Triple Income Plan (TIP). Under TIP, employers can provide their executives with three types of income benefits: additional retirement income, pre-retirement death benefits and disability salary continuation benefits. Read the article
Minnesota Life
70% Will Need It
Over 70 percent of people over age 65 will need some form of long-term-care. Clients concerned about long-term care costs will appreciate the Long-Term Care Agreement (LTCA) from Minnesota Life as a fresh alternative for covering long-term care. With the LTCA, clients can receive long-term care benefits, a death benefit or both. Learn more
Transamerica
Market IUL to Foreign Nationals
An Index Universal Life policy can be financially beneficial for a Foreign National. Read Transamerica’s latest Worth article and share it with potential clients. Read article
Zurich
Zurich announce the launch of the Zurich Survivor Index ULTM in New York offered by Zurich American Life Insurance Company of New York
Symetra
Symetra Classic with Lapse Protection Benefit continues to smoke the GUL competition for low annual premium, remaining No. 1 and 2 for low premiums in their sweet spot ages of 50-75. Check out this updated heat chart to see their competitive edge. Learn more
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